Arizona Auto Glass Insurance Levels
There are 3 different levels of glass coverage available on auto insurance policies in Arizona:
- Full Glass Coverage (also called Full Safety Equipment Coverage)
- Comprehensive Glass Coverage
- No Glass Coverage
Keep reading below to learn how each insurance level works. Regardless of your coverage level, we can work with your insurance to get your glass fixed quickly and easily!
Full Glass Coverage (No Deductible)
Full glass coverage means that damage to any glass on the entire vehicle will be covered through insurance with zero deductible. In addition to the glass itself, this coverage also includes installation materials and labor. Basically, when any damaged glass is fixed under full glass coverage the customer pays zero out of pocket for the entire job.
All auto insurance providers operating in Arizona are required to offer full glass coverage as an option to their customers, so it is very common on auto insurance policies. It is particularly common on newer or luxury vehicles, so almost all of our customers in our Scottsdale, Paradise Valley, Carefree and Cave Creek have this kind of insurance coverage.
Comprehensive Glass Coverage (Deductible)
Comprehensive glass coverage means that damage to any glass on the entire vehicle will be covered through insurance, but the customer (or the company performing the work) will be responsible for a deductible. Deductibles vary from policy to policy, but they are generally between $50 and $1000.
After the deductible is paid, comprehensive glass coverage will cover the entire cost of fixing any damaged glass, including labor and all related installation materials. Note that the deductible can be paid by either the customer or the glass company.
Comprehensive glass coverage is also common on Arizona insurance policies. In fact, the majority of our customers have either full or comprehensive coverage. This is the most common level of glass coverage we see in southeast and southwest Valley cities like Chandler and El Mirage.
No Glass Coverage
As the name implies, auto insurance policies with NO GLASS coverage do not include any coverage for damaged glass. This means the customer will be responsible for all costs out of their own pocket, including the glass itself, any related installation materials, and labor.
Our out-of-pocket prices are some of the lowest in town, so give us a call for a quote today if you'd like to replace your glass out of pocket!